Alabama Care Planning Council
Find a Council Member Providing Reverse Mortgage Services.
Use the search, map, or area links below (scroll down) to find help where you live in Alabama.
Reverse Mortgage & HECM Services in Alabama
Northern Alabama
Lauderdale, Colbert, Franklin, Marion, Lawrence, Winston, Limestone, Morgan, Madison, Marshall, Jackson, and Dekalb Counties
Although this area is temporarily without a member to assist you we can still help you with any concerns you may have. We can also put you in contact with various elder care services in Northern Alabama. Click here to Request Assistance from the Alabama Care Planning Council.
Central Alabama
Birmingham, Tuscaloosa, Anniston, Auburn, Cullman, Gadsden, Jasper, Sylacauga, and surrounding areas
You can reach us at:
(205) 914-2012
(205) 914-2012
Edge Home Finance Corporation
Ryan Golden - Reverse Mortgage Professional
Ryan Golden is a Reverse Mortgage Specialist with Edge Home Finance with nearly a decade of reverse mortgage experience. Working as a broker allows Ryan to offer a wider range of options and provide a competitive advantage that maximizes the loan product. Advocacy, education, and integrity are Ryan's mission and the driving force behind his business model. He believes in finding the best possible solution for every borrower, educating them along the way so that a borrower can feel confident from start to finish.
About Edge Home Finance Corporation | Contact Ryan Golden for Help & Information
You can reach us at:
(205)908-2993
(205)908-2993
Reverse Mortgage Alabama
Scott Underwood, Serving Alabama since 2007
Scott Underwood, "The Reverse Mortgage Guy" has been exclusive to the Reverse Mortgage (Home Equity Conversion Mortgage) program since 2007. I am honored to serve homeowners age 62 and older throughout the South. I'm dedicated to helping you leverage the power of your home equity to achieve greater financial independence. As your local licensed Reverse Mortgage expert representing many top lenders ensures that we find you the best product to fit your individual needs and I will personally guide you every step of the way.
About Reverse Mortgage Alabama | Contact Scott Underwood for Help & Information
Southern Alabama
Montgomery, Selma, Ozark, Dothan, and surrounding areas
Although this area is temporarily without a member to assist you we can still help you with any concerns you may have. We can also put you in contact with various elder care services in Southern Alabama. Click here to Request Assistance from the Alabama Care Planning Council.
Mobile Area
Mobile, Baldwin, and Escambia Counties
Although this area is temporarily without a member to assist you we can still help you with any concerns you may have. We can also put you in contact with various elder care services in the Mobile Area. Click here to Request Assistance from the Alabama Care Planning Council.
Click on the Map to Locate Services
Northern Alabama: Lauderdale, Colbert, Franklin, Marion, Lawrence, Winston, Limestone, Morgan, Madison, Marshall, Jackson, and Dekalb Counties
Central Alabama: Birmingham, Tuscaloosa, Anniston, Auburn, Cullman, Gadsden, Jasper, Sylacauga, and surrounding areas
Southern Alabama: Montgomery, Selma, Ozark, Dothan, and surrounding areas
Mobile Area: Mobile, Baldwin, and Escambia Counties
About Reverse Mortgages
For many seniors in Alabama the equity in their home is their largest single asset, yet it is unavailable to use unless they use a home-equity loan. But a conventional loan really doesn't free up the equity because the money has to be paid back with interest.
A reverse mortgage is a risk-free way of tapping into home equity without creating monthly payments and without requiring the money to be paid back during a person's lifetime. Instead of making payments the cash flow is reversed and the senior receives payments from the bank. Thus the title "reverse mortgage".
Many seniors are finding they can use a reverse mortgage to pay off an existing conventional mortgage, to create money for a down payment for a second home or to pay off debt. Popularity is skyrocketing. Over the last five years the number of reverse mortgages nationwide has tripled. The uses of this untapped wealth are only limited by a person's imagination.
For those seniors who are less fortunate financially but own a home, a reverse mortgage can allow them to remain in the home by creating extra income. It can also allow for remodeling or repairs and when the time comes to sell, the investment in the home can make it more valuable.
